Ranjan Varma Money Tree by Ranjan Varma MoneyTree is back. To some of you who doubted if the MoneyTree was dead, let me assure you that the “Tree” was growing roots that were not visible above the ground! You must have heard of the tale of two friends who planted seeds at the same time. While one friend was happy that a sapling sprouted up in quick time, the other friend was worried as there were no signs of anything coming up from the seed he planted. However in time, while the first sapling grew up to be a shrub, the other plant that took it’s own sweet time, grew into a giant Tree.... 

Money Tree Using Tools and Technology for Managing Money By Ranjan Varma To get started on financial management, you need to start measuring your financial situation first. Because once you start measuring things, managing them becomes clearer and easier. For most of us, this means balancing our checkbook and listing out our investments in a notebook (In MS Excel these days). Right? Smart people would be setting up a detailed system and software that tracks expenses, optimizes income and tracks savings and investment. They know that there are several downsides for not maintaining any records...