Ranjan Varma Money Tree Starter Steps in tending and growing Your Money Tree By Ranjan Varma Yesterday, a young Engineer who has started earning good money wanted to know about investment products where her money would “multiply”. How much she knew about financial products? Zilch, nothing. But the investment product where her money would multiply was her only interest. Now, this is what happens all the time. Though we don’t have time or interest to learn about building our “Money Tree”, we want instant solutions. We just want the big money tree. Even though we know that it takes years... 

Ranjan Varma Money Tree Asset Allocation by Ranjan Varma Asset Allocation (AA) sounds sophisticated, no? It assumes you have an asset to allocate and gives a boost to your ego, eh! Looks like a smart and sexy word for a thing as drab and dreary as planning your personal finance. And AA also gives you a feeling that you are holding some aces (AA) rolled up in your sleeves. But, despite being a sophisticated term, it actually is a very simple and boring way of managing your investments. Especially when you compare it with timing the markets or with picking up multibagger stocks. Both timing the market... 

Ranjan Varma Money-Tree Doing Your Homework Before Investing In Stocks By Ranjan Varma Investing in stocks is very rewarding but comes with a caveat. It is not for the faint hearted and you need to have a disciplined and informed approach to stock investing. A friend was boasting about his Stock picks and how he has discovered a whole lot of money making stocks. To be fair to him, he had a good sense of stocks which were selling below their value in the crashes. And he helped himself with those stocks “On Sale”. But (being a friend), he also admitted that some of his stocks happened to be... 

Ranjan Varma Money-Tree Announcing a new column ‘Money-Tree’ on investment and personal finance! Bihardays is proud to announce a new column ‘Money- Tree’ on investment and personal finance. The column will appear on Tuesdays. Our columnist Ranjan Varma, Founder, RupeeManager believes that learning is a continuous process and does not agree with the adage that you can’t teach an old dog new tricks. Approaching 44, he left his job in a PSU and is the editor of the Personal Finance website RupeeManager. He now builds financial management software and conducts RupeeCamps. In...